CASCO – Motor insurance

No matter how well you may drive and however cautious you may be in traffic, we all know that a car accident is possible at any time. Motor facultative insurance saves you from worrying permanently about your car, but also about the passenger you carry with you.

Because whatever happens, you know you have it all covered!

Object of insurance

  • Motor vehicles subject to registration in Romania, owned by natural persons.

Risks covered

  • Damages caused by collisions, hits or impacts with other vehicles or with other mobile or immobile objects, scratches, fall of objects on the motor vehicle, skidding or overturning.
  • Damages caused by fire, lightning, explosion, torrential rain, hail, flood, storm, hurricane, earthquake, land collapse or land slide, weight of the snow or ice layer, snow avalanches, fall of objects on the construction where the motor vehicle is parked.
  • Theft of the vehicle, of some parts or components thereof and damages due to theft or theft attempt.

Additional covers

  • The motor vehicle being driven by other persons than the insured.

Sums insured

  • Motor vehicles are insured at their real value (new replacement value minus the wear).