GARANTA ESSENTIAL LIFE INSURANCE

More than a life insurance

What is essential for you?
To know that your beloved ones are financially safe? To have a safety net in case of unpredictable events that can affect the financial wellbeing of the entire family? To have no worries regarding the contracted loans?

With Garanta Essential you benefit from financial protection for a wide range of risks so that during the difficult moments of your life, you and your beloved ones can continue focusing on the real important things.

Risks coveredSum insured
RISK OF DEATH DUE TO ANY CAUSE
The beneficiary of the insurance policy will collect the sum insured in case of your regrettable death.
40.000 RON
RISK OF ACCIDENTAL DEATH
The beneficiary designated by you will collect the sum insured in case your regrettable death is subsequent to an accident
He will also collect the sum insured afferent to the risk of death by any cause.
40.000 RON
TOTAL AND PERMANENT DISABILITY DUE TO ANY CAUSE
You will benefit of the insured sum in case of total and permanent disability, if this medical condition occurs as a consequence of illness or accident.
40.000 RON
SURGERIES DUE TO ACCIDENT
In case you are hospitalized as a consequence of an accident and are subject of surgery, you will benefit of an insurance indemnity according to the type of the intervention (percentage of the sum insured).
4.000 RON
FRACTURES AND/OR BURNS DUE TO ACCIDENT
In case of a fracture and/or a burn you will benefit of an insurance indemnity according to the type of fracture/burn (percentage of the sum insured).
4.000 RON

* For more detailed information about the insurance contract, contact one of our specialist for a written offer.

** The above mentioned medical conditions should be documented with deeds issued by the authorities, according to national legislation.

Age

Garanta Essential is a life insurance product designated for persons between 20 and 50 years old at the date the policy comes into force and 65 years at its expiry date.

Duration

You can choose one of the fixed period policies of 5, 10 or 15 years.

Payment frequency

Choose the most suitable payment frequency for you: Annual, Half – quarterly or Quarterly

 

Advantages

  • Financial protection for a wide range of risks starting from 1 RON per day;
  • Quick issuance, without medical examination;
  • Coverage from the first day of the insurance policy, without waiting period (or known as qualifying period);
  • The option to use the insurance indemnity to cover certain loans.