Personal accidents insurance

No matter the type of your business, it is important that your employees are and feel safe all the time. Yet, you cannot always anticipate the type of accidents which can occur in your company. This is why we offer you an insurance cover to support your team in difficult times.

Insured Person

Employees of legal persons located in Romania or of foreign companies’ representative offices, Romanian citizens or foreigners.

Risks covered

  • Death due to accident.
  • Total or partial permanent disability due to accident.

occurred during a period of maximum 365 days from the date of the accident. The date of the accident can’t exceed the duration of the insurance contract.

Additional covers

  • Hospitalization due to accident.
  • Temporary disability to work due to accident
  • Surgery due to accident
  • Fractures due to accident
  • Burns due to accident
  • Medical expenses due to accident

Sums Insured

Sums insured are set by the legal persons concluding the insurance contract as contractors, being agreed by GARANTA ASIGURARI.


  • Standard:The insurance contract covers the accidents occurred on Romanian territory.
  • Abroad Romania: At the request of the Insured, the insurance contract can be extended, at an extra cost, in order to cover the accidents occurred abroad Romania.