Household insurance – Garanta Confort

Home is where all your worries should disappear!

Your assets define your personal space and reflect your daily effort for your welfare and the welfare of your loved ones. For a permanent protection of your home and for the certainty you must feel when you leave home, we offer you an insurance policy that can cover all you need:

Object of insurance

Urban and/or rural housing, such as apartments, houses, villas having one the following structure type:

• reinforced concrete or brick resistance structure
• resistance structure made of wood or other materials
• mixed resistance structure

In addition, the policy can cover the following:

• Secondary dwelling-designed constructions (annexes, garages, warehouses, pools, etc.)
• Household goods / Annex assets (furniture, household assets, optical, electrical and electronically devices).

Risks covered

• Flexa (fire, lightning, explosion and fall of aircraft).
• Natural disasters (earthquake, land slide, floods).
• Atmospheric Risks (torrential rain, hail, storm, tornado, hurricane, weight of snow/ice layer and snow avalanches.)
• Risk of impact (sonic boom, motor vehicles impact, fall of objects – other than aircraft).
• Home technical assistance (for emergency situations, up to maximum 200 EUR).

Additional covers

• Burglary and/or other acts of robbery (for content).
• Debris removal costs.
• Burglary of construction elements
• Destructions caused by burglary.
• Vandalism and malicious acts.
• Strikes, riots and civil unrest
• Damages of water installation
• Accidental damages to equipment/installations serving the building.
• Frangible goods
• Electrical damages
• Emergency assistance (intervention for the sanitary / heating/ interior electrical installations, window repairing, door unlocking etc.)
• Self-assesment of damages
• Third Party Liability of the Family
• Personal accidents insurance

Sums insured

• The house is insured for the value declared by the client and agreed by GARANTA ASIGURARI.
• Household assets are insured separately for each group of assets, for the sums declared by the Insured.

Benefits

• You can choose only the extra covers you need.
• Flexible payment recurrence : 1,2 or 4 installments.
• Up to 200 euro 24/7 free emergency assistance for emergency intervention for sanitary / heating/ interior electrical installations, window repairing, door unlocking etc., if the insured sum is above 20.000 euro.
• Together with the issuance of the Garanta Confort facultative insurance policy, we can issue directly the mandatory household insurance against natural disasters, “PAD” (according to Law 260/2008), Garanta Asigurari being an official member of The Insurance Pool against Natural Disasters.