Personal accidents insurance

Accidents always happen without any warning …

… at work, at home, during your trips or even on holidays … Because your safety is crucial, we have created for you ACCIDENT PROTECT, an insurance policy which offers you full protection in case of accident, alleviating thus your financial efforts.

Risks covered

• Death due to accident.
• Total permanent disability due to accident.
• Total partial disability due to accident.

Sume asigurate

We provide you 4 variants to choose the sum insured most suited for you, for each of the three basic risks:

• 15.000 RON
• 30.000 RON
• 50.000 RON
• 75.000 RON

Advantages

• Creating substantial financial facilities in case of accident.
• Doubling the sum insured in case of death due to an accident occurred while using the public transportation means.
• Non-taxable compensations.
• Compensations are paid even if the risks insured occur abroad.

Additional covers

• Family protection – the beneficiary assigned by you will collect a double sum insured for the risk of death.*
• Daily hospital allowance – you benefit of an indemnity for each day of hospitalization and/or outpatient treatment subsequent to hospitalization.
• Surgical interventions.
• Fractures caused by an accident.

* The sum insured for the risk of death according to the basic package will be paid immediately after submitting the death certificate. The beneficiary of the policy will receive once again the sum insured in 5 equal annual instalments, each representing 20% of the sum insured in case of death.