CASCO Gold – Motor insurance

No matter how well you drive and no matter how prudent you are in traffic, we all know that a car accident is possible at any time. The optional auto insurance saves you from the constant care that you have with your car, but also with the passengers. Because whatever happens, you know you’ve got everything covered!

Object of insurance

  • Motor vehicles subject to registration in Romania, owned by natural persons.

Covered risks

  • Damages caused by collisions, hits or impacts with other vehicles or with other mobile or immobile objects, scratches, fall of objects on the motor vehicle, skidding or overturning.
  • Damages caused by fire, lightning, explosion, torrential rain, hail, flood, storm, hurricane, earthquake, land collapse or land slide, weight of the snow or ice layer, snow avalanches, fall of objects on the construction where the motor vehicle is parked.
  • Theft of certain components or parts thereof and the damages due to theft or theft attempt.
  • Bodily injuries of passengers transported as a result of road accidents (death, permanent total or partial invalidity, daily hospital and convalescence allowance).
  • Road Assistance in Romania: the cost for towing the vehicle to the nearest repair facility or its owner residence.

Sums insured

  • Motor vehicles are insured at their real value (new replacement value minus the wear).

Advantages

  • Convenient tariffs for a complete protection both of the motor vehicle, and of transported passengers.
  • Sums insured indicated in the policy are doubled in case the insured person is injured while using public transportation means.