CASCO Gold – Motor insurance

No matter how well you drive and no matter how prudent you are in traffic, we all know that a car accident is possible at any time. The optional auto insurance saves you from the constant care that you have with your car, but also with the passengers. Because whatever happens, you know you’ve got everything covered!

Object of insurance

• Motor vehicles subject to registration in Romania, owned by natural persons.

Covered risks

• Collisions, hits or impacts with other vehicles or with other mobile or immobile objects, scratches, fall of objects on the motor vehicle, skidding or overturning.
• Fire, lightning, explosion, torrential rain, hail, flood, storm, hurricane, earthquake, land collapse or land slide, weight of the snow or ice layer, snow avalanches, fall of objects on the construction where the motor vehicle is parked.
• Theft of certain components or parts thereof and the damages due to theft or theft attempt.
• Bodily injuries of passengers transported as a result of road accidents (death, permanent total or partial invalidity, daily hospital and convalescence allowance).

Insured Sum

• Motor vehicles are insured at their market value obtained automatically from specialized IT systems. If this is not possible, the insured sum would be calculated based on the Insurer’s own estimation algorithm, taking into consideration the new value of the vehicle and wear coefficients differentiated according to its age, mileage and maintenance status at the policy issuance date.

Advantages

• Roadside assistance for emergency situations, up to EUR 200/event and maximum 2 such events during the insured period.
• Complete protection, for both the car and transported passengers.
• Sums insured indicated in the policy are doubled in case the insured person is injured while using public transportation means.